Sometimes it’s the result of medical expenses or unemployment or when expenses and monthly debts become more than you can handle, you should know that help is readily available.
Your credit counselling session will include:
Your credit counsellor will ask you questions to determine your financial status. He will ask you questions about:
Counsellor will offer solutions to your current financial problems. He will also tell you the pros and cons of all the possible solutions like credit card consolidation, loan or debt consolidation loan, settlement proposal, debt management plan, consumer proposal or bankruptcy.
Developing a personalized plan to help you prevent future difficulties. It is not easy as it sounds, it takes time and effort but comprehensive and realistic management plan will help you reach your future financial goals.