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Making your money last till the end of the month and saving some money as an afterthought is surely

To be financially stable one has to find the perfect balance between how much you earn vs how much you save.

Warren Buffet quoted it perfectly. 

Every millennial has acquired at least one loan in his life whether it is student loan or house loan or any other loan. Millennials do not get much money to spend but they have to save money to pay their loans.

Making your money last till the end of the month and saving some money as an afterthought is surely a challenge.

Age is just a number when it comes to saving money or becoming debt free, the trick is to start right here and right now.

When you earn money, every buck you earn is solution to your financial problem. Let’s have a look on some tricks to make money and save it at the same time.



Earn with Full-Time Job

  • First and difficult way to earn a minimum of 5 to 6 digit salary is to work a full-time, 40 hours a week. With a minimum of 164,000 jobs added as of April according to USA Today, you can pretty much limit down your alternative to one. Whether you work as a teacher, doctor or software engineer you can at least take 40K a year.
    The only way is to choose your stream carefully and start prepping up from high school itself.
    -Tutor online-Video editor
    -become a freelance consultant

Earn with Part-Time Job

If you are a college student, part-time can serve as an opportunity to do what you’re passionate about or cover your expenses. You can work as a

  • Tutor
  • Babysitter
  • Freelance Photographer
  • VipKid, Urbansitter and Dreamstime respectively can help you earn a minimum of $10 on an hourly basis.
  • If you are a teacher or work as a full-time employee, start your side gig as a driver for Lyft (earn around $17.50 an hour)
  • work as a freelancer on Fiverr (earn $5 or more).

Earn From Home

While staying in your comfort zone you can earn money by working from home, which is better than doing nothing at least. No matter what or when you can work from home anytime.

  • Become a part-time freelance writer by writing content for a website, twitter lets you do that.
  • If you are gifted with numbers start your bookkeeping business which pays almost $40,000 a year.
  • Do you spend your free time surfing the net, doing online shopping? Become a mysterious shopper or earn through cash back from Walmart. Ebates gives you 10% cash back on every purchase.

Earn by Doing Nothing

If you knew that even doing nothing will return you something, don’t you want to do it? Sparing a few minutes of your free time or doing what you do can let you earn a fairly good wage.

  • Share your opinion by doing an online survey and earn as high as $10 Ebates, Inboxdollar, Swagbucks and many more offer survey which only take few minutes.
  • Sell your unwanted item on Craigslist or Swappa to earn extra bucks or start doing a clinical trial. Did you know that you can earn $70 by just selling your plasma?
  • If you have a spare house or apartment or even a room, register yourself as a host on Airbnb.

There is gazillion ways to work by doing nothing. Search the net you might be able to grab something.


When money is tight, it can be tempting to make saving a low priority, but regular saving is still the key to safeguarding your financial security - and achieving your dreams.

Record Expenses

I call it the initial step to setting aside extra cash is to make sense of the amount you spend. Record every one of your expense whether it’s a tip or a fare or anything. After listing down all the expenses, cut down the extra expenses you have made so that you can avoid those expenses next time and calculate the money you can save.

Make a Budget

When you have got the idea of your expenses, now it’s time to cut expenses short and make the budget for it and try not to spend more than that budget which will help you limiting your overspending.

Observe your savings grow

When you make your budget and know your expenses now it’s time to check if cutting down your extra expenses and making budget helped you in saving money or not?

Review your budget and check your progress every month. This will help you stick to your personal savings plan, identify and fix problems quickly. These simple ways to save may even inspire you to save more money every day and hit your goals faster.

Primary concern

In case you're a high-roller, a financial plan can work for you as well! Truth be told, a financial plan may very well turned into your new closest companion. When you plan for your sparing needs previously you begin spending, you won't feel regretful about going out to informal breakfast or purchasing another match of shoes. Since you're simply following the arrangement!

If you’re a spender, a budget can work for you too! In fact, a budget might just become your new best friend. When you plan for your saving priorities before you start spending, you won’t feel guilty about going out to brunch or buying a new pair of shoes. Because you’re just following the plan!

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